GracoMortgage.com is an independent, commercial company that originates loans along with referrals from our network of brokers throughout the USA. Graco Mortgage provides mortgages for both owner-occupied and investor properties. With commercial loans from both bank and non-bank assets, Graco Mortgage is able to offer flexible commercial financing with low fixed rates, 30 year terms, higher LTV's and quick closings.
Graco Mortgage provides the lowest permanent fixed-rate commercial real estate loans for the acquisition or refinance of stabilized properties including: Hotel, Industrial, Mobile Home Parks, Multifamily, Office, Retail and Self-storage.
Graco Mortgage's programs provide fast flexible commercial financing and apartment building financing solutions for small business owners or investors for commercial real estate loan from $250,000 to $100,000,000. Up to 90% LTV financing on owner occupied properties.
* From $500,000 - $25,000,000
* Owner-Occupied Properties or Investor Properties
* Traditional Commercial Properties Only
* 15, 20, 25, & 30 Year Amortizations * 3, 5, 10, 15 Year Fixed Rates
* Up to 75% LTV / 75% CLTV * Below Prime Rates
* No Balloons or Calls * Cash Out to 40% of Loan Amount
* Fixed Declining Prepayment * Minimal Impound Reserves
* Recourse and Non-Recourse Options * Minimum 660 Credit Score
* 3 Years of Historical Income is Required * Minimum 1.20 DSCR
Flex-Series Conforming Commercial Loan Program
FLex-Series is a non-conforming, owner-occupied or investor commercial loan program providing up to 90% commercial financing and 30 year fixed rate terms, for both traditional; and non-traditional commercial properties.
From $250,000 - $5,000,000
* Owner-Occupied Properties or Investor Properties
*Traditional or Non-traditional Commercial Properties
*Full Document, Low-Doc Income Options
* 30 Year Amortizations * 3 month, 2,5, & 30 Year Fixed Rates
* 90% LTV on Purchase * 85% LTV on Refinances
* Cash Out Refinances to 75% * Cash Out to 40% of Loan Amount
* Flexible Prepayment Options * 20% Annual Prepay With No Penalty
* Low Minimum 1.25 DSCR * Minimum 620 Credit Score
