You will find Graco Mortgage, is a easy to understand and a quick to close Church financing company you have been hearing about. We make borrowing money for Churches easy. From our no tax returns, no audited financials, no CPA prepared financials up to our 80% Loan to Value down to the No Personal Guarantees needed on the loan.

Graco Mortgage provides financing for, Evangelical churches, Religious organizations and other Christ centers or church sponsored loan projects. We offer our financial expertise with very creative solutions on structuring you loan to fund.

 

The church of God is a business no less than any other organization and no organization can operate very long without finances. Grace is indeed free, but it takes money to make it known to the world. It takes money to feed and clothe the one who preaches free grace. It takes money to erect and maintain a building in which to preach this free grace. And this money will not come in sufficient quantities from those who give only a few paltry cents, to support any ministry for any length of time. Doubtless the few that tithe in a church support the cause of Christ more than the many who are non-tithers. Thankfully some churches are made up almost entirely of tithers, and such a church will accomplish great things for the Lord, though it may be small.

One of the main pillars of the state-church merger, and the authoritative denominational headquarters idea, is the thought that such will support the local house of worship so that none of its adherents will have to pay for its support. Such an idea is "covetousness, which is idolatry," (Col. 3:5), and has no place in one professing to love the Lord.

The United States Government requires its citizens to pay a minimum of about fifteen percent of the wages above a certain amount for the support of the government, and almost everyone pays it. Yet some Christians, whom the Lord has blessed, and continues to bless, so mightily, refuse to return unto Him the ten percent which He requires for the furtherance of His cause. If the United States Government speedily brings to justice those who will not pay in their part, will not God even so call to account those who rob Him?

In other things believers have everywhere zealously declared the Bible to be their only rule of faith and practice; but in the matter of giving we have given ourselves a great deal of latitude, considered our own personal convenience, resorted to our own plans, adopted our own proportions, chosen our own way of doing things, and have scarcely thought to inquire whether our Lord and Master had given us any directions in the Scriptures concerning the giving of money for the carrying on of his worship and work. The Bible has been left out and all sorts of human inventions have been adopted to raise money. We have chosen our own way and have not hearkened to the law of the Lord. This should be so no longer. TO THE LAW AND THE TESTIMONY: The whole question should be looked at in the pure and unerring light of God’s Word. In no other way can questions about giving be satisfactorily settled. Let the voice of the Lord be heard in the midst of the church; let God say by what system of giving he would have his gospel spread and his work carried on, and when he speaks let all men be silent and ready to learn. —C. A. Cook, Systematic Giving, in Stewardship and Missions, pp. 92-93.

There has never been but one plan of finance for God’s House of witness in every dispensation of man, and that plan has the standard of the tithe. This is the only equitable plan of finance. It is the only successful plan. It is the only God-glorifying plan.

There is but ONE Faith on Money-Some fine folks say, "Give the first thing you think of." Others, "Give until it hurts," and Others, "Give what you feel is right," and many more such statements, but never is there even one verse of Scripture for any of these human attempts to say how much. -From righteous Abel until the last soul shall have been saved, every soul will have been saved exactly alike—By grace thru Faith. That is true in every Dispensation. There has been but one law on marriage—one man and one wife in every dispensation. —There is but One Law—and remember it is not only the Law, but The Divine Law On Money in Every Dispensation. Every one is under that Just Law The Law that treats the poverty-pressed widow and the big money-maker and the parsimonious miser Exactly Alike—according to ability. —James F. Dew, in The Flag of Truth, August, 1963, p. 8.

This is a subject that generally provokes anger in some hearers because it hits Christians where it hurts—in the pocket book. Yet this is the scriptural demand for those who are the Lord’s people, and no one can have the full blessings of the Lord and retain a miserly attitude toward money. This is so because: (1) Such an attitude is nothing less than idolatry, which is a very serious sin before God (Col. 3:5; Ex. 20:3; Matt. 6:20-21). (2) It is robbery of God to withhold what rightly belongs to God (Mal. 3:8; Mark 12:17). (3) It manifests an unconcern for the propagation of the Gospel, which is the duty of every Christian (Matt. 28:18-

 

Our Mission Statement is simple and clear: "Tell them honestly, charge them fairly and close them quickly". We will always give you the honest answer, whether you like the answer or not. Simply put, we are different; we like Church Loans.

Our rates are some of the lowest available in the industry and our fees are more than reasonable.

We have over 25 different loan programs available for Churches, We have dedicated Loan Specialists that only work on Church Loans.

 

People still call and ask if we do Church Loans; after 17 years of the same question.

Highlights of our Programs

• NO personal guarantees*
• NO tax returns*
• Up to 30 year loans with fixed interest rates and no balloons*
• NO Upfront Fees*
• NO Audited Financials*

*Subject to Program Guidelines.

 

Please feel free to contact us with any questions you may have. If you would like to apply for a loan please call us at               

970-663-7306       

or

submit your loan request online by clicking the link below.

For those churches that have credit issues or have had problems with their prior loan we have programs for you. With Interest Only payments or long amortizations we can help you get back on your feet. Let's face it, things happen and they are not always good. Even if you are marching in the right direction and to the right drummer you can still trip occasionally. Our job is not to judge, just to solve and get you back on your feet.