Since 1992 we have been doing loans in most of the states here in the USA. From good credit to bad
credit. With a minimum loan amount of $250,000 on up on commercial properties with no limit on most all
types of properties.
Should you have a leasing request, we offer leasing of equipment from; computers, office equipment, tire
changing equipment, yellow iron and aircraft financing with a minimum lease amount of only $1,000 on up
with no limit. Basic information is on this site, and more detailed information on equipment leasing is on
our company affiliate site,( www.3riversleasing.com) coming soon)
Graco Mortgage has been closing Commercial Loans since 1992. We finance all commercial and
construction loans from $250,000.00 to $500,000,000.00 worldwide. With direct access to the most
aggressive investor sources in the world, we can structure a customized financing solution for you, with
the best terms possible.
Our worldwide commercial loan department offers a variety of commercial options for
purchase, refinance, construction, short and long-term financing. Graco Mortgage specializes in student
housing building loans, apartment loans, ethanol plants, shopping center loans, office building loans,
mixed use loans, industrial and medical office loans, warehouse loans, mini storage loans, strip center
loans, hotel loans, golf course loans, subdivision loans, and lot loans. We arrange joint ventures, equity
participations, bridge loans, construction loans, acquisition loans, and permanent financing for both
owner-occupied and non-owner occupied properties. If you are looking for a commercial conduit loan,
mezzanine loan, hard money, or construction financing, whether you are in the United States, or in any
other country, with good or bad credit, we can help you find a loan program that meets your unique and
individual needs. Even if you have been turned down elsewhere, rest assured we will have the options
you need and a record of service you can trust. If you are in search of the best commercial mortgage
company, contact us with your scenario.
HIGHLIGHTS:
-
Sources: hedge funds, private funds, credit unions, regional & national banks, life & pension companies
-
Loan amounts starting from $250,000 to $500,000,000
-
Private or hard money funds available for a quick close
-
Debt coverage ratios (DSCR) from 1.20 and up
-
All property types considered, including raw land
-
Construction, Bridge, or Permanent Financing
-
Adjustable Loans, Fixed Loans, or Interest Only Loans
-
Loan to cost increased with mezzanine financing
-
Loan to value increased with mezzanine financing
MEZZANINE FINANCING:
We are a leader in providing all types of mezzanine financing programs. Particularly in today's tight
senior debt market, mezzanine is an increasingly important capital option for growing companies for many
reasons. Most importantly senior lenders are becoming more and more conservative due to
regulatory pressure, economic slowdown and growing portfolio difficulties. If you are looking for a
commercial mezzanine conduit or construction mezzanine financing, we can help you find a program that
meets your unique and individual needs.
CONDUIT FINANCING:
Wall Street firms often act as a "conduit" by which pooled loans can be sold to investors as mortgage
backed securities Conduit loans are a permanent, fixed-rate commercial real estate loan structured
on a non-recourse basis according to specific conduit loan underwriting and conduit loan documentation
standards. We offer conduit financing with debt coverage ratios from 1:05 and up. Conduit financing is
available on all types of commercial real estate property loans, such as apartment loans, industrial
building loans, hotel loans, condominium loans, self-storage loans, restaurant loans, commercial center
loans, strip center loans, subdivision loans, office building loans, mixed-use center loans, senior housing
loans, golf course loans, A & D development loans, and lot loans.
STUDENT HOUSING FINANCE:
With many of the 75 million "Echo Boomers" born between 1976 and 1994 headed to college this
decade, student housing finance has become an important niche in the apartment industry. The
greatest increases in enrollment between 1990 and 2003 were concentrated in warmer states, such as
California, Arizona, and Florida. The top growth schools for undergraduate enrollment were different from
the top growth schools for graduate students enrollment, which could have meaningful implications for the
type of housing needed at individual universities.
Graco Mortgage has been at the forefront of the growing need for structured financing of student
housing buildings. With access to over 67 aggressive direct lenders and investors specializing in student
housing finance projects, we can offer a comprehensive commercial mortgage loan program selection
and provide a customized structured financing solution to fit your exact needs.
